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Terms and Conditions

These terms and conditions, form a legal agreement between Bullbear Limited and you, the user. Bullbear Limited is a company registered in England & Wales; incorporated with Companies House under the registration number: 10668735 and Vat no: 268485161; with its registered office and primary place of business at 77 East London Road, London N1 6AH, United Kingdom.

All disputes related to the terms and conditions mentioned in this agreement along with the privacy policy will be adhered to in accordance with English law and shall be litigated before a court located in London, England. Bullbear Limited operates under the trading name of Bullbear and will hereby be referred to as “Bullbear”, “us”, “we”, or “our”.

Bullbear offers its services under the below mentioned terms and conditions. The services include access to the software and all other information on the Bullbear mobile application, and its website – www.bullbear.io, as well as all related content and any communications between Bullbear and the user. To download the Bullbear app and access all related services, you, the user should carefully read, and agree to the terms and conditions, along with Bullbear’s privacy policy mentioned below. The terms and conditions may be updated periodically and the user would be notified of any changes by email. Please note, that by downloading the app and by using Bullbear’s services, you accept Bullbear’s most updated terms and conditions.

 

Part 1. Registration restrictions

By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. The user is not under the age of 15 years. If under the age of 18 years, the user has received permission from a parent or guardian, who has read and understood these terms and conditions, to access Bullbear’s services.

  2. The information provided by the user in the sign-up process, including email addresses and any other details, is accurate, updated, and belongs to the user.

  3. The user will not post any offensive content on their profile, including offensive pictures and usernames.

  4. Bullbear reserves the right to block or delete users based on any user content deemed to be offensive by the Bullbear admin, App store, or other users.

  5. Bullbear bears no responsibility for any device requirements, App store registrations, internet charges, or any other costs incurred by the user to avail Bullbear’s services.

  6. The user has read, understands and agrees to Bullbear’s privacy policy, mentioned in Part 5.

 

Part 2. Investment Strategy & Content Disclaimer

Bullbear is a fantasy game that uses real world investments and end of day prices to provide users with relevant information to maintain dummy portfolios and compete with other users in competitions. By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. The Bullbear mobile application offers no financial advice or guidance on real money investments and bears no responsibility for any investing or trading decisions made by the user, under any circumstances, on any platform.

  2. All the data, prices, insights and any other related information provided by Bullbear is only available to assist the user to perform better at competitions within the Bullbear app itself and is not meant as investment guidance.

  3. Bullbear aims to provide relevant and updated market content, but bears no responsibility for any mistakes in its content, such as the sector, instrument, or market information provided on the application, including, but not restricted to, names, prices, settlement dates, price charts, insights and updates.

  4. Bullbear bears no responsibility for any mistakes in third-party content linked to the application. Such content includes, but is not limited to, financial news, company information and updates, instrument prices, and all other external content linked to the application.

  5. Bullbear offers no financial incentives for any user and is not meant to be used as a betting or gambling exchange.

 

Part 3. Competitions & Leagues

Each user of the Bullbear mobile application starts at the beginner level, from which they can gain league promotions by playing competitions and earning victory points. The competition rules and basis of victory points (called bears) is based on a percentile system and can be viewed in the lobby of each competition or in Bullbear’s FAQ section available on its website www.bullbear.io. By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. Bullbear bears no responsibility for any psychological or mental distress felt by the user due to the competitive structure of the Bullbear application, including, but not limited to addiction, emotional stress, or physical pain.

  2. Bullbear aims to provide flawless play, but bears no responsibility for technical problems with any part of the competitions including, but not limited to, the instruments, sectors, results, informational prizes, and league structure.

  3. Bullbear reserves the right to change the league and competition structures without notice, including, but not limited to, changing the league thresholds, changing victory or loss structures, and removing or adding instruments or sectors from or to any competition.

  4. Bullbear reserves the right to discontinue promotional competitions that come with informational prizes as well as all other competitions at any time, without any notice.

  5. Bullbear bears no responsibility for solving user disputes regarding any part of the competitions, including, but not limited to, results, buying and selling of instruments, loss of data, and miscalculated portfolios.

  6. Bullbear sources market data from external vendors. Bullbear bears no responsibility for consequences of delayed or end of day data and its effect on the buying and selling of instruments and the overall competition results.

  7. Bullbear reserves the right to cancel or amend any competition at any time.

  8. Bullbear reserves the right to amend the bear level (total points earned) of any user at its discretion.

 

Part 4. Market Data, Insights & Updates

Bullbear offers users a platform to maintain portfolios and compete with other users within public leagues. Each competition has a market section with a broad range of instruments available for selection. By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. Bullbear reserves the right to add or remove any instrument to or from a competition.

  2. Bullbear aims to provide a flawless data stream, but bears no responsibility for any errors in instrument prices, including but not limited to, zero prices, no prices, historical price charts and erroneous dates.

  3. Bullbear bears no responsibility for erroneous calculations of short term trends and volatilities provided for each instrument within the market section on the application.

  4. Bullbear aims to provide correct and updated content, but bears no responsibility for incorrect insights and updates for instruments, including, but not limited to, incorrect names, headquarters, holdings, sectors, markets, indices, currencies, trivia, brands, components and products.

  5. Bullbear bears no responsibility for erroneous updates and incorrect third party content linked to the application in the latest updates section or in the informational prizes.

  6. Bullbear’s content and information is for the sole purpose of competing within the mobile application and Bullbear bears no responsibility for any investing or trading actions taken by the user, on the application or elsewhere.

 

Part 5. Privacy & Personal Information

Bullbear aims to protect the privacy of every user. By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. The user is responsible for adhering to Bullbear’s privacy policy and guidelines mentioned here.

  2. Bullbear might collect and process personal information provided by you during registration. This information includes your email address, picture, user name and any other information submitted by you in the registration process.

  3. Bullbear might collect details of your use of Bullbear’s service – this may include IP addresses, clickstream data, pages viewed and time stamps.

  4. Bullbear might collect details of the device you use to access its services. These details might include operating system configurations, browser and network information and other unique device related identifiers.

  5. Bullbear might use the personal information collected to maintain your profile options, as well as to improve and repair Bullbear’s service or to fend of potential attacks to our service.

  6. Bullbear might share anonymised data to third parties on an aggregated basis. This data will not identify you.

  7. Bullbear might share your personal data with relevant authorities under legal obligation.

  8. The user is responsible for all anti-virus and other software required for device security.

  9. Cookies and tracking: Bullbear might use cookies to improve our website. Third party widgets such as Facebook, Google+ and others might install cookies, depending on your device’s configuration. They can be blocked by you from your device based on the settings.

  10. Bullbear might use crashlytics or a similar software to get details on user in-app sessions. This information will be used to improve our service.

  11. The user is responsible for all activities carried out under their profile and for personal login credentials such as passwords.

  12. Bullbear cannot bear responsibility for information leaks beyond our control and for any privacy disputes not mentioned in the privacy policy. The user can contact Bullbear at any time with any privacy related queries, through the contact us section of the Bullbear website available at: www.bullbear.io.

  13. The user can opt out of email communications with the Bullbear team by following the instructions mentioned with every piece of communication.

 

Part 6. User Rights and Restrictions

Bullbear grants the user a licence to use the Bullbear mobile application and related services on Bullbear’s sole discretion. By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. The user licence, granted by Bullbear, can be terminated, replaced, amended or blocked at any time upon Bullbear’s discretion.

  2. The licence is only for personal use and cannot be transferred or replaced and will be terminated automatically if the user does not adhere to Bullbear’s terms and conditions or privacy policy.

  3. All intellectual property rights for the application and website are owned by Bullbear or its associates. The user, promises to protect our IP rights from third parties.

  4. The user shall not amend, copy or translate any part of the mobile application or website.

  5. The user shall not redistribute any information or data available on the Bullbear mobile application.

  6. The user shall not use any of Bullbear’s services for unlawful activities.

  7. Bullbear may transfer its rights to any third party without the prior consent of the user.

  8. Bullbear does not guarantee constant availability of its services and can choose to amend or discontinue any or all services at any time.

  9. The user can choose to discontinue using Bullbear’s services by simply removing the Bullbear software from their device.

 

Part 7. App Store Rules and Limitations

By downloading and signing up for the Bullbear mobile application, the user accepts that:

  1. The user is responsible for reading, understanding and adhering to the terms and conditions of their device’s App Store, including but not limited to the Apple iTunes App Store or Mac Store and Google Play store.

  2. The App store’s rules shall apply, in case of conflict between the terms and conditions of the Apple or Google Store and Bullbear’s terms and conditions.

  3. Apple and/or Google will have the right to enforce Bullbear’s terms and conditions of use.

  4. The user is responsible for any costs, registration details and credentials required by Apple and/or Google.

  5. Bullbear takes responsibility for all intellectual property right infringement claims. Apple and/or Google shall not be responsible for any such claims by the user or any third party.

  6. Apple and/or Google, shall not bear any responsibility for the availability, maintenance or functioning of the Bullbear mobile application.